برچسب: Always

  • Our Heymondo Review – Why We Always Get Travel Insurance

    Our Heymondo Review – Why We Always Get Travel Insurance


    Scan our Heymondo review to discover the benefits and drawbacks of this innovative travel insurance company. See for yourself if it’s the right travel insurance choice for you!

    Traveling is all about embracing the unknown, but that doesn’t mean you want to be caught off guard. That’s why we get travel insurance every time we hit the road, and Heymondo is our pick for our next trip.

    It’s not perfect, though nothing is (well, except maybe Häagen-Dazs Cookies & Cream ice cream), but there are some real perks that make Heymondo worth considering. No messy paperwork, no deductibles, and a handy app that gives you 24/7 worldwide assistance – that’s pretty useful when you’re far from home. The ease of getting a quote is a big plus too – just a few clicks and you’re done.

    Zip lining fun
    What could possibly go wrong?

    Whether you’re planning a quick getaway or a longer adventure, it’s good to know that Heymondo has options that might fit your needs.

    Here’s our honest take on how it stacks up.

    Heymondo travel insurance

    Traveling is an adventure, but let’s be real – sometimes it comes with its share of hiccups. Over the years, we’ve learned the hard way that having solid travel insurance is non-negotiable.

    A few years back, I ended up in a hospital in Thailand for three days. It definitely was not part of the plan.

    Hospital room in Trang Thailand 2003
    My hospital room in Thailand

    And then there was the time our son got injured in Greece. Both were stressful situations, but knowing we had travel insurance meant that at least we didn’t have to worry about facing a massive medical bill on top of everything else. Having that safety net was a game-changer.

    Why We Chose Heymondo

    One of the things I appreciate most about Heymondo is how simple it is to get a quote. I’m not a fan of filling out endless forms, so the fact that I could just select the type of insurance, plug in a few basic details like our destination and travel dates, and instantly get a quote was a huge win for me. There was no need to painstakingly enter birthdates and names for each of the four of us, which, honestly, saved me a lot of time and hassle.

    But ease of use isn’t the only reason I’ll be using Heymondo.

    What Heymondo Offers

    Heymondo offers a range of coverage options that suit different types of trips. Whether you’re planning a short vacation, a business trip, or a long stay, there’s likely a plan that fits your needs.

    Here’s a quick breakdown:

    • Travel Insurance: For your next leisure or business trip, Heymondo has you covered.
    • Annual Multi-Trip Travel Insurance: If you’re a frequent traveler, this might be a great option. It covers all the trips you take in a year, as long as each trip is under 60 days.
    • Long Stay Travel Insurance: Planning an extended stay? Heymondo’s got a flexible plan that covers trips longer than 90 days.

    One of the standout features is the Covid-19 coverage. It includes 24/7 worldwide assistance and covers things like medically prescribed PCR tests and cancellation in case of severe illness or death due to Covid-19 (in policies that include trip cancellation). This kind of flexibility and comprehensive coverage brings a lot of peace of mind, especially with everything that’s happened in the last few years.

    Heymondo Travel Insurance

    My Heymondo Quote

    I was really curious what travel insurance would cost for me, for a five day trip down to the USA from Canada.

    So, I got a quote from Heymondo travel insurance for me (I’m Canadian) traveling five days worldwide including USA.

    The quote was insanely easy to get. I just entered my trip dates, where I was going, and selected the type of insurance (annual or single trip). Just a few clicks, and I had my quote. No annoying medical questionnaires, or endless scrolling to select drop-down dates. My quote took all of about 60 seconds.

    The Heymondo Medial insurance, the most basic, cost $24.93. That included a whopping $10 million USD emergency medical and dental expenses overseas. PLUS medical transport and repatriation home. The medical transport and repatriation home is a big deal to me, because if something really serious happens, I’d want to be transported back to Canada.

    The Heymondo Top insurance had a few extra bells and whistles, including $1700 USD baggage coverage, $450 USD travel disruption, and $3.500 trip cancellation and interruption. It also had $10 million USD emergency medical and dental expenses overseas. PLUS medical transport and repatriation home.

    The Heymondo Premium insurance had $2,500 baggage insurance, $1.500 travel disruption, and $7,000 trip cancellation and interruption. It also had $10 million USD emergency medical and dental expenses overseas. PLUS medical transport and repatriation home.

    Are adventure sports, electronics, or cruise insurance included in the travel insurance?

    I could get optional adventure sports, electronics, or cruise insurance on the Heymondo Top and Heymondo Premium Plans. I couldn’t get it added to the Heymondo basic.

    Heymondo travel insurance quote for 1 person Canadian traveling 5 days worldwide including USA

    The Heymondo App: A Handy Tool

    The Heymondo app is another feature I found incredibly useful. It’s like having a travel assistant right in your pocket.

    Need to chat with a doctor? You can do that directly through the app’s 24/7 medical chat. Got a question about your policy or need to file a claim? The app handles that too, along with free online assistance calls from anywhere in the world. All your policy details are also stored in the app, so they’re easy to access whenever you need them.

    You can get the app on Google Play or the App store.

    Heymondo app on the Google Play Store

    Need more details?

    Because travel insurance policies can change without warning, look over your specific insurance policy before you buy and don’t be afraid to look into any fine print if something seems off to you.

    Final Thoughts

    While no travel insurance is perfect, Heymondo has proven to be user-friendly for us, with a nice selection of plans from basic travel medical to annual multi-trip. The coverage is solid, the app is a great convenience, and the peace of mind that comes with knowing we’re protected is priceless. If you’re planning a trip, whether it’s a short getaway or a longer adventure, we’d recommend giving Heymondo a look. It might just make your travels a little less stressful and a lot more enjoyable.

    Learn more about Heymondo here.



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  • Why Now is Always the Best Time to Travel

    Why Now is Always the Best Time to Travel


    Nomadic Matt posing for a photo while hiking in New England, USA

    Life can be stressful.

    Work, bills, relationships, the economy, love, family… the list goes on!

    There are lots of things we can do to do to relax, like changing our diet, exercising more often, sleeping more, and improving our work-life balance.

    But sometimes we need to do more than just make changes at home.

    Sometimes we need a break.

    And one of the best ways to do that?

    You guessed it: travel!

    Travel can refresh us.

    It is like a time-out from life — like the ones you got in grade school, but this time more fun. It slows us down, makes us stop and smell the roses, and creates a little change in the normal patterns of our lives.

    It’s not so much “running away from your responsibilities” as it is taking the time to refresh yourself and give yourself a mental and physical break.

    Travel is a tried and true way to reset when you are feeling low or just need a new perspective. It’s an amazing tool for personal development and a wonderful vehicle for self-reflection and growth.

    Whether you take a weekend, a week, a month, or a year, just getting out and doing something different can recharge your batteries. The excitement, the fun, and the new places you’ll see can give you more energy and bring you back into focus. You’ll get a chance to meet some great people and even get offline and disconnect if you need to.

    Think about it: when you travel, you’re away from all the stress in your life. You are in a new environment. There are a lot of things to see and do, people to meet, places to go, and fun challenges to overcome. You can let go, relax, and embrace new habits or perspectives. In short, you can be a new you.

    And you have ultimate freedom when you travel — and freedom is the most liberating, stress-free experience there is.

    By focusing on your mental health when you travel you can return to work and your responsibilities with new focus and commitment, because you have cleared your head.

    But isn’t travel expensive? Doesn’t it require a ton of planning and savings?

    If you believe the advertisements on TV for fancy vacations, then sure. A vacation can cost a fortune.

    Fortunately, only a small fraction of travel is like that.

    a sailboat floating up a narrow river with beautiful turquoise water

    Travel can be super affordable — you can even do it for less than $50 USD a day.

    With the rise of points and miles, credit cards that offer points/miles, cheap flight deals, and the sharing economy, it has never been cheaper to travel the world on a budget.

    Plus, you may find a new passion or opportunity that would never have presented itself otherwise. There are tons of job opportunities overseas, too, so you can even work while traveling if you want.

    In his book The Four Hour Workweek, Tim Ferriss talks about the idea of mini-retirements.

    Most of us work toward retirement — that time when we can sit back, relax, and do what we want instead of what we have to do. But by the time many of us get there, we might not have the money — or health — to do that. After all, there are no guarantees in life.

    We may never even make it to retirement.

    That’s why I say: don’t put off your dreams for a future that may never come.

    That’s why I say: now is the best time to travel — because you don’t know what the future holds.

    I’ve seen friends die, get sick and become bedridden, and businesses collapse. The past is not prologue and if COVID has taught us anything it’s that life and society can change at the drop of a hat.

    Don’t be reckless and rack up debt to travel. But if you need a change, look to the open road. The blank slate travel gives you allows you to work on yourself and enjoy life. No one looks back and says, “If only I had worked more.”

    We all want to make the most of our time here. Stop delaying all those things you really want to do and just do them. Don’t let your travel dreams remain just dreams — make them your goals.

    So, the next time you have visions of white-sand beaches or climbing Mt. Everest, start making them happen.

    Don’t let yourself wonder what might have been. Life is too short.

    How to Travel the World on $75 a Day

    How to Travel the World on $75 a Day

    My New York Times best-selling book to travel will teach you how to master the art of travel so that you’ll get off save money, always find deals, and have a deeper travel experience. It’s your A to Z planning guide that the BBC called the “bible for budget travelers.”

    Click here to learn more and start reading it today!

    Book Your Trip: Logistical Tips and Tricks

    Book Your Flight
    Find a cheap flight by using Skyscanner. It’s my favorite search engine because it searches websites and airlines around the globe so you always know no stone is being left unturned.

    Book Your Accommodation
    You can book your hostel with Hostelworld. If you want to stay somewhere other than a hostel, use Booking.com as it consistently returns the cheapest rates for guesthouses and hotels.

    Don’t Forget Travel Insurance
    Travel insurance will protect you against illness, injury, theft, and cancellations. It’s comprehensive protection in case anything goes wrong. I never go on a trip without it as I’ve had to use it many times in the past. My favorite companies that offer the best service and value are:

    Want to Travel for Free?
    Travel credit cards allow you to earn points that can be redeemed for free flights and accommodation — all without any extra spending. Check out my guide to picking the right card and my current favorites to get started and see the latest best deals.

    Need a Rental Car?
    Discover Cars is a budget-friendly international car rental website. No matter where you’re headed, they’ll be able to find the best — and cheapest — rental for your trip!

    Need Help Finding Activities for Your Trip?
    Get Your Guide is a huge online marketplace where you can find cool walking tours, fun excursions, skip-the-line tickets, private guides, and more.

    Ready to Book Your Trip?
    Check out my resource page for the best companies to use when you travel. I list all the ones I use when I travel. They are the best in class and you can’t go wrong using them on your trip.



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