برچسب: Insurance

  • Our Heymondo Review – Why We Always Get Travel Insurance

    Our Heymondo Review – Why We Always Get Travel Insurance


    Scan our Heymondo review to discover the benefits and drawbacks of this innovative travel insurance company. See for yourself if it’s the right travel insurance choice for you!

    Traveling is all about embracing the unknown, but that doesn’t mean you want to be caught off guard. That’s why we get travel insurance every time we hit the road, and Heymondo is our pick for our next trip.

    It’s not perfect, though nothing is (well, except maybe Häagen-Dazs Cookies & Cream ice cream), but there are some real perks that make Heymondo worth considering. No messy paperwork, no deductibles, and a handy app that gives you 24/7 worldwide assistance – that’s pretty useful when you’re far from home. The ease of getting a quote is a big plus too – just a few clicks and you’re done.

    Zip lining fun
    What could possibly go wrong?

    Whether you’re planning a quick getaway or a longer adventure, it’s good to know that Heymondo has options that might fit your needs.

    Here’s our honest take on how it stacks up.

    Heymondo travel insurance

    Traveling is an adventure, but let’s be real – sometimes it comes with its share of hiccups. Over the years, we’ve learned the hard way that having solid travel insurance is non-negotiable.

    A few years back, I ended up in a hospital in Thailand for three days. It definitely was not part of the plan.

    Hospital room in Trang Thailand 2003
    My hospital room in Thailand

    And then there was the time our son got injured in Greece. Both were stressful situations, but knowing we had travel insurance meant that at least we didn’t have to worry about facing a massive medical bill on top of everything else. Having that safety net was a game-changer.

    Why We Chose Heymondo

    One of the things I appreciate most about Heymondo is how simple it is to get a quote. I’m not a fan of filling out endless forms, so the fact that I could just select the type of insurance, plug in a few basic details like our destination and travel dates, and instantly get a quote was a huge win for me. There was no need to painstakingly enter birthdates and names for each of the four of us, which, honestly, saved me a lot of time and hassle.

    But ease of use isn’t the only reason I’ll be using Heymondo.

    What Heymondo Offers

    Heymondo offers a range of coverage options that suit different types of trips. Whether you’re planning a short vacation, a business trip, or a long stay, there’s likely a plan that fits your needs.

    Here’s a quick breakdown:

    • Travel Insurance: For your next leisure or business trip, Heymondo has you covered.
    • Annual Multi-Trip Travel Insurance: If you’re a frequent traveler, this might be a great option. It covers all the trips you take in a year, as long as each trip is under 60 days.
    • Long Stay Travel Insurance: Planning an extended stay? Heymondo’s got a flexible plan that covers trips longer than 90 days.

    One of the standout features is the Covid-19 coverage. It includes 24/7 worldwide assistance and covers things like medically prescribed PCR tests and cancellation in case of severe illness or death due to Covid-19 (in policies that include trip cancellation). This kind of flexibility and comprehensive coverage brings a lot of peace of mind, especially with everything that’s happened in the last few years.

    Heymondo Travel Insurance

    My Heymondo Quote

    I was really curious what travel insurance would cost for me, for a five day trip down to the USA from Canada.

    So, I got a quote from Heymondo travel insurance for me (I’m Canadian) traveling five days worldwide including USA.

    The quote was insanely easy to get. I just entered my trip dates, where I was going, and selected the type of insurance (annual or single trip). Just a few clicks, and I had my quote. No annoying medical questionnaires, or endless scrolling to select drop-down dates. My quote took all of about 60 seconds.

    The Heymondo Medial insurance, the most basic, cost $24.93. That included a whopping $10 million USD emergency medical and dental expenses overseas. PLUS medical transport and repatriation home. The medical transport and repatriation home is a big deal to me, because if something really serious happens, I’d want to be transported back to Canada.

    The Heymondo Top insurance had a few extra bells and whistles, including $1700 USD baggage coverage, $450 USD travel disruption, and $3.500 trip cancellation and interruption. It also had $10 million USD emergency medical and dental expenses overseas. PLUS medical transport and repatriation home.

    The Heymondo Premium insurance had $2,500 baggage insurance, $1.500 travel disruption, and $7,000 trip cancellation and interruption. It also had $10 million USD emergency medical and dental expenses overseas. PLUS medical transport and repatriation home.

    Are adventure sports, electronics, or cruise insurance included in the travel insurance?

    I could get optional adventure sports, electronics, or cruise insurance on the Heymondo Top and Heymondo Premium Plans. I couldn’t get it added to the Heymondo basic.

    Heymondo travel insurance quote for 1 person Canadian traveling 5 days worldwide including USA

    The Heymondo App: A Handy Tool

    The Heymondo app is another feature I found incredibly useful. It’s like having a travel assistant right in your pocket.

    Need to chat with a doctor? You can do that directly through the app’s 24/7 medical chat. Got a question about your policy or need to file a claim? The app handles that too, along with free online assistance calls from anywhere in the world. All your policy details are also stored in the app, so they’re easy to access whenever you need them.

    You can get the app on Google Play or the App store.

    Heymondo app on the Google Play Store

    Need more details?

    Because travel insurance policies can change without warning, look over your specific insurance policy before you buy and don’t be afraid to look into any fine print if something seems off to you.

    Final Thoughts

    While no travel insurance is perfect, Heymondo has proven to be user-friendly for us, with a nice selection of plans from basic travel medical to annual multi-trip. The coverage is solid, the app is a great convenience, and the peace of mind that comes with knowing we’re protected is priceless. If you’re planning a trip, whether it’s a short getaway or a longer adventure, we’d recommend giving Heymondo a look. It might just make your travels a little less stressful and a lot more enjoyable.

    Learn more about Heymondo here.



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  • Introducing Safety Wing’s Nomad Insurance Essential and Complete

    Introducing Safety Wing’s Nomad Insurance Essential and Complete


    Travel insurance: It’s not the most exciting topic, is it?

    I mean, who wants to think about hospitals and missed flights when you’re dreaming of sipping a mojito on a white sand beach or hiking through lush, green mountains? But here’s the thing: it’s also the one thing we always pack, right alongside our passports and toothbrushes.

    That’s why we love plans like SafetyWing’s new Nomad Insurance Essential and Complete. They’re built for travelers like us – affordable, flexible, and ready for those “oh no” moments you hope never happen but somehow always do.

    Get a quote for Nomad Essential or Complete now.

    Zip lining fun - our Heymondo travel insurance review
    What could possibly go wrong?

    We learned the value of travel insurance the hard way. There was that time in Thailand when I (Micki) had to spend three days in the hospital with a nasty infection. Nothing says “romantic getaway” quite like IV antibiotics and a hospital bed.

    Or the time in Greece when our son decided to turn a serene playground stop into a DIY episode of ER and ended up needing stitches in his ear.

    And let’s not forget our adventure in Quito, Ecuador, when having the addresses of the nearest hospitals literally saved us hours of panicked Googling. Spoiler alert: public Wi-Fi isn’t always your friend in a medical emergency.

    a photo from our family photo session

    SafetyWing offers two tailored insurance plans for travelers and digital nomads: the Nomad Insurance Essential and Nomad Insurance Complete.

    The Essential plan provides fundamental coverage for short- to mid-term travelers, focusing on emergency medical situations and specific travel-related incidents.

    In contrast, the Complete plan is designed for long-term travelers and remote workers, offering comprehensive health insurance that includes routine medical care, mental health support, and extended travel coverage. Both plans aim to provide peace of mind, ensuring you’re protected against unexpected events during your journeys.

    So, why do we always shell out for travel insurance? Let’s break it down.

    Walking along the beach at the Bayside Oceanfront Resort Choice Hotel

    Medical Mishaps Happen (A Lot)

    If you travel enough, odds are you’re going to run into a situation where you’ll need more than just a Band-Aid. From food poisoning to scooter accidents, life on the road isn’t all Instagram worthy sunsets and perfect gelato. And when you’re navigating an unfamiliar healthcare system in another language, having a good insurance plan is like having a cheat sheet for your worst travel moments.

    When I landed in the Thai hospital, I didn’t have to stress about the bill. It was all covered. And trust me, I’ve never been more grateful to not worry about a four-figure charge on my credit card. If you’ve ever been sick or hurt while traveling, you know how much of a lifesaver this can be, both financially and emotionally.

    Hospital room in Trang Thailand 2003
    My hospital room in Thailand

    About SafetyWing’s Nomad Insurance

    SafetyWing’s Nomad Insurance offers two distinct plans tailored to meet the diverse needs of travelers and digital nomads: the Essential Plan and the Complete Plan.

    Who Are These Plans Designed For?

    • Essential Plan: Ideal for travelers embarking on short to medium-term trips who seek essential coverage for unforeseen medical emergencies and specific travel-related incidents.
    • Complete Plan: Suited for long-term travelers, digital nomads, and remote workers desiring comprehensive health insurance that includes both emergency and routine medical care, as well as extensive travel coverage.
    Dad and the kids in Pamukkale, Turkey
    Charles and the kids in Pamukkale, Turkey

    Nomad Insurance Essential Plan

    The Essential Plan is designed for travelers seeking fundamental coverage during their journeys. It’s ideal for short- to mid-term trips and provides protection against unexpected medical emergencies and certain travel-related incidents. Key features include:

    • Medical Treatment and Hospitalization: Coverage up to $250,000 for hospital stays, nursing care, diagnostics like MRIs, emergency dental treatments (up to $1,000), and extended care post-hospitalization.
    • Emergency Evacuation: If you require transfer to a better-equipped medical facility, the plan covers up to $100,000 (lifetime) for evacuation.
    • Lost Checked Luggage: Reimbursement of up to $500 per item, with a maximum of $3,000 per policy, for lost checked baggage.
    • Injuries from Leisure Sports and Motor Accidents: Coverage up to $250,000 for injuries sustained during leisure activities and motor accidents, provided safety protocols are followed.
    • Trip Interruption and Travel Delay: Up to $5,000 for trip interruption due to family death and $100 per day for up to two days for unplanned overnight stays due to travel delays.

    It’s important to note that the Essential Plan does not cover pre-existing conditions, maternity care, or cancer treatments. Additionally, coverage for visits to your home country is limited.

    Get a quote for Nomad Essential or Complete now.

    https://www.youtube.com/watch?v=IeATUyapZn4

    It’s Not Just About Health

    Travel insurance isn’t just for medical emergencies. Missed flights, stolen backpacks, or even trip cancellations, a good plan can cover it all. Imagine this: You’re at the airport, ready to board your dream flight to Bali, and suddenly you’re told there’s a mechanical issue. Your flight’s delayed by 12 hours, and you’re stuck. With the right insurance, you’re not paying for that last-minute airport hotel out of pocket.

    Or what about that time in Ecuador? We weren’t just relieved to have hospital addresses, we also had support to guide us on where to go, what to do, and how to handle it all. That kind of help is priceless when you’re far from home.

    Jordan Buried in the Sand Mamitas Beach Playa del Carmen

    Nomad Insurance Complete Plan

    The Complete Plan is tailored for long-term travelers, digital nomads, and remote workers who desire comprehensive health insurance combined with extended travel coverage. This plan offers more extensive benefits, including:

    • Medical Treatment and Hospitalization: Enhanced coverage up to $1,500,000, encompassing hospital stays, nursing care, diagnostics, emergency dental treatments (up to $1,000), and extended post-hospital care.
    • Emergency Evacuation: Similar to the Essential Plan, it provides up to $100,000 (lifetime maximum) for evacuation to better-equipped facilities.
    • Lost Checked Luggage and Stolen Belongings: Reimbursement of up to $500 per item for lost luggage and up to $5,000 for stolen personal belongings.
    • Injuries from Motor Accidents: Coverage up to $1,500,000, with adherence to safety guidelines.
    • Injuries from Leisure Sports: Coverage up to $250,000.
    • Trip Interruption, Travel Delay, and Cancellation: Benefits include up to $5,000 for trip interruption, $150 per day for up to three days for travel delays, and $300 per trip (up to $600 per year) for trip cancellations due to unforeseen circumstances.
    • Routine and Preventative Care: Coverage of up to $5,000 for doctor and specialist visits, $300 for routine check-ups and preventative care, and wellness therapies such as chiropractic sessions and acupuncture.
    • Cancer Treatments and Maternity Care: Comprehensive coverage for cancer treatments up to $1,500,000 and maternity care with a $2,500 limit after a 10-month waiting period.

    The Complete Plan also excludes pre-existing conditions and requires applicants to be between the ages of 18 and 74.

    Get a quote for Nomad Essential or Complete now.

    Bukittinggi Indonesia

    How Can These Plans Help?

    Both plans offer financial protection and peace of mind during your travels. The Essential Plan ensures you’re covered for unexpected medical emergencies and certain travel mishaps, preventing potential financial burdens. The Complete Plan provides an all-encompassing safety net, covering both emergency situations and routine healthcare needs, making it a suitable replacement for traditional health insurance while you’re abroad.

    By choosing the plan that aligns with your travel style and healthcare needs, you can focus on your adventures, knowing that SafetyWing has you covered.

    Playing in the hammock at Victoria House Belize

    Peace of Mind is Priceless

    Let’s be real: Travel is unpredictable. That’s part of what makes it amazing, but it’s also why insurance matters. We love knowing that no matter where we are or what goes wrong, we have a safety net. And with plans like SafetyWing’s Nomad Insurance Essential or Complete, it’s easier (and cheaper) than ever to protect yourself.

    So, do you really need travel insurance? Well, ask yourself this: Can you afford not to have it? After our adventures, I can tell you, it’s one investment we’ll never skip. And honestly, having that peace of mind makes our mojitos taste even better.

    Get a quote for Nomad Essential or Complete now.



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