برچسب: Safety

  • Safety Wing Review (Updated 2025)

    Safety Wing Review (Updated 2025)


    A solo traveler jumping for joy on a large cliff

    Budget travelers love saving money — myself included. But one of the expenses that we shouldn’t be cheap with is travel insurance.

    After over 17 years of traveling the world, I still never leave home without it.

    Why?

    Because I’ve seen firsthand how useful it can be — and how much money it can save.

    I’ve lost baggage, had my camera broken, and even needed emergency medical help over the years.

    Travel insurance has been there for me each time. Not only has it saved me money but it’s provided me with peace of mind as I explore.

    I’ve written extensively over the years about why you need insurance, how to pick the right company, and listed my preferred providers.

    Today, I want to talk about my favorite travel insurance company: SafetyWing.

     

    Who is SafetyWing?

    SafetyWing is an insurance company that focuses on affordable coverage for budget travelers and digital nomads (though you don’t have to be either to get coverage). It is run by nomads and expats who know exactly what such travelers need.

    SafetyWing offers basic insurance plans (called “Nomad Essential”) for a fraction of what other companies charge, although they are also less comprehensive. To me, they are the best overall travel insurance company out there.

    Their standard Nomad Insurance coverage costs just $56.28 USD for 4 weeks (for travelers aged 10-39). That’s one of the lowest prices out there for reliable travel insurance. They are super competitive when it comes to price.

    Screenshot of SafetyWing insurance coverage

    Their coverage extends all the way to age 69, however, travelers aged 60-69 should expect to pay upwards of $196 USD per month for coverage. Still very reasonable, to be honest.

    But is the coverage actually good? What about the customer service?

    Today I want to review Safety Wing and talk about when it is — and isn’t — worth using so you can better prepare for your next trip and ensure you have the coverage you need.
     

    What Does SafetyWing Cover?

    SafetyWing’s standard Nomad Insurance plan is the Essential plan. It’s just $56.28 USD for four weeks of travel (outside the US). That works out to just $1.87 USD per day!

    For travelers under age 64, that plan includes the following:

    • $250,000 USD in emergency medical coverage
    • $1,000 USD for emergency dental care
    • $100,000 USD for medical evacuation ($25,000 USD if the cause of medical evacuation is acute onset of pre-existing condition)
    • $10,000 USD for an evacuation due to political upheaval
    • $5,000 USD for a trip interruption
    • Up to $100 a day after a 12-hour delay period requiring an unplanned overnight stay. Subject to a maximum of 2 days.
    • $12,500–25,000 USD for death or dismemberment
    • $20,000 USD for repatriation of remains

    Be sure to check the description of coverage for any conditions that apply.

    Screenshot of SafetyWing insurance coverage
    Screenshot of SafetyWing insurance coverage

    Its $100,000 USD for medical evacuation is on the low end, but unless you’re heading out into the remote wilderness, that should be fine. (If you want higher coverage, get MedJet.)

    Its travel-delay payout is pretty low, but airlines and most travel credit cards provide travel delay assistance too so you might not even need the coverage offered by SafetyWing. Additionally, it doesn’t really cover expensive electronics, which sucks if you have a pricey camera or video gear.

    As with most standard travel insurance plans, this one doesn’t include pre-existing conditions or certain adventure sports, so it’s not a good policy if you’re going to do a lot of adventure activities on the road.

    They do offer a couple helpful add-ons that I think a lot of travelers will appreciate, including coverage for adventure activities and electronics theft. That means that if you need the coverage, you can pay extra for it. However, if you don’t need it then you don’t have to pay for it, keeping your costs low. I appreciate that, as someone who always needs electronic coverage but who never needs adventure activity coverage (I’m not a big adrenaline junkie).
     

    What’s Not Covered?

    The Essential plan is primarily geared towards covering medical emergencies and basic travel mishaps (like delays and lost luggage). Here are some things that aren’t covered:

    • Alcohol- or drug-related incidents.
    • Extreme sports & adventure activities (unless you purchase the adventure sports add-on, which is available for non-US residents)
    • Pre-existing conditions or general check-ups
    • Trip cancellation
    • Lost or stolen cash

     

    Nomad Complete: Coverage for Digital Nomads and Long-Term Travelers

    In 2023, SafetyWing launched Nomad Health (now called their “Complete” plan). It’s insurance for digital nomads, remote workers, and long-term travelers. This new plan offers a mix of the standard emergency coverage that we’ve been discussing above along with “regular” health care coverage, such as routine visits and preventive care.

    The Complete plan also offers coverage in 175 countries, includes wellness benefits, mental health care, and the ability for individuals to choose their own doctor while traveling. They will be expanding coverage too, including an add-on for “electronics theft” (which, as someone who has been robbed while traveling, I think is a great idea).

    It’s like the kind of health insurance you’d find in your home country, ensuring that you’re looked after no matter what happens while you’re abroad.

    You can learn more and compare the plans here.

    The Complete plans and the Essential plan from SafetyWing

    If you’re just heading out for a couple weeks or a couple months, SafetyWing’s Essential plan is the option for you. It’s perfect for emergencies, is super affordable, and is designed for budget travelers. It’s the plan I use when I travel these days.

    However, if you’re going to be working abroad or traveling for months (or years), then their new Complete plan is the better option. It offers much more coverage while still being affordable. In fact, it’s the plan I wish I had when I started traveling long-term!

    You can learn more about the Complete plan in my dedicated review.

     

    Making a Claim

    SafetyWing makes it easy to file a claim through their online portal. You just upload all the required documents, screenshots, and photos, and wait to hear back. While claims can take up to 45 business days, most are handled in less than a week (as of writing, the average wait time is four days).

    If you read the reviews online, most people who had a negative experience either didn’t know about the deductible (SafetyWing removed their deductible for non-US residents as of 2024) or hated the length of time it took to get paid. But that’s pretty normal for people to complain about.

    On the plus side, SafetyWing’s average time to handle a claim is down to just four days. That’s way faster than most companies!
     

    A Note About COVID

    SafetyWing does include coverage for COVID-19. As long as the virus was not contracted before your plan starts, then it will be covered (as long as it is medically necessary).

    SafetyWing also covers quarantine costs (outside your home country) for up to $50 USD/day for 10 days (provided that you’ve had your plan for at least 28 days).
     

    Pros and Cons of SafetyWing

    Here’s a look that the pros and cons of SafetyWing at a glance to help you decide if it’s the best insurance provider for you and your trip:

    Most affordable travel insurance out there

    Only covers up to age 69

    Offers coverage for COVID-19

    Limited coverage for gear/electronics

    You can buy plans online even if you’re already
    on your trip

    Limited coverage for adventure activities

    Easy to submit claims online

    No trip cancellation coverage

    After being abroad for 90 days, you keep your
    medical coverage for 30 days in your home
    country (15 days if you’re from the U.S.)

    Up to 2 children under 10 per family
    (1 per adult) can be included for free

    No need to set an end date (subscription
    renews every 4 weeks)

    Two different plans mean you can easily find one that works for you/your budget

     

    Who is SafetyWing Good — and Not Good For?

    SafetyWing is designed as mainly medical coverage. Since SafetyWing is designed for the budget-conscious digital nomad, it doesn’t cover some areas that might be more of a priority for a shorter-term traveler. Here’s a quick chart to help you decide if SafetyWing is right for you:

    Budget travelers

    People traveling with a TON of electronics

    Someone looking for simple emergency coverage

    Anyone needing comprehensive trip delay
    or cancellation

    People without lots of expensive electronics

    People doing excessive extreme sports/activities

    Digital nomads who need medical coverage
    for long-term travel

     

    ***

    Travel insurance is something I never leave home without. I know it’s a boring topic to read about and research, but it can literally save you hundreds or thousands of dollars in bills! I never, ever leave home without it. You shouldn’t either.

    So, the next time you’re on the road, consider SafetyWing. To me, they are the best travel insurance company out there for budget travelers.

    You can use the booking widget below to get a quote (it’s free):

    Book Your Trip: Logistical Tips and Tricks

    Book Your Flight
    Find a cheap flight by using Skyscanner. It’s my favorite search engine because it searches websites and airlines around the globe so you always know no stone is being left unturned.

    Book Your Accommodation
    You can book your hostel with Hostelworld. If you want to stay somewhere other than a hostel, use Booking.com as it consistently returns the cheapest rates for guesthouses and hotels.

    Don’t Forget Travel Insurance
    Travel insurance will protect you against illness, injury, theft, and cancellations. It’s comprehensive protection in case anything goes wrong. I never go on a trip without it as I’ve had to use it many times in the past. My favorite companies that offer the best service and value are:

    Want to Travel for Free?
    Travel credit cards allow you to earn points that can be redeemed for free flights and accommodation — all without any extra spending. Check out my guide to picking the right card and my current favorites to get started and see the latest best deals.

    Need a Rental Car?
    Discover Cars is a budget-friendly international car rental website. No matter where you’re headed, they’ll be able to find the best — and cheapest — rental for your trip!

    Need Help Finding Activities for Your Trip?
    Get Your Guide is a huge online marketplace where you can find cool walking tours, fun excursions, skip-the-line tickets, private guides, and more.

    Ready to Book Your Trip?
    Check out my resource page for the best companies to use when you travel. I list all the ones I use when I travel. They are the best in class and you can’t go wrong using them on your trip.



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  • Is It Safe To Travel to Antarctica? Safety Tips for Visitors

    Is It Safe To Travel to Antarctica? Safety Tips for Visitors


    Is it safe to travel to Antarctica? Our guide outlines all the necessary safety tips to remember for your journey to the end of the Earth!

    When planning a journey to the White Continent, the question of safety in Antarctica naturally comes to mind. 

    So, is it safe to travel to Antarctica, a continent notorious for its harsh environment, remote location, and intensely cold weather? 

    This icy wilderness is arguably the most dangerous place on the planet. Yet, despite the extreme conditions, Antarctica offers a one-of-a-kind, magical trip. 

    Not only is the Antarctic terrain breathtaking, but its wildlife is also unlike any you would find in other parts of the world.

    Picture a colony of king penguins hanging around the vast sea ice or a leopard seal stalking its prey in the frigid waters. You might even catch a glimpse of the massive humpback whale.

    True, exploring Antarctica comes with its own risks and may not be for the faint of heart. 

    But with detailed planning, the proper gear, and the help of a trusted tour operator, visiting Antarctica can be the best and safest adventure that intrepid travelers will ever experience. 

    This comprehensive guide delves into the risks, precautions, and realities of visiting Antarctica to help you plan the perfect trip.

    Colony Of Penguins In Antarctica
    Visit Antarctica and see the amazing penguin colonies up close!

    What to Expect for Safety in Antarctica

    While visiting Antarctica can be inherently dangerous, you can sidestep these risks with precaution and preparation. That’s why it’s key to understand what to expect on your trip to the frozen continent.

    From decoding the unpredictable weather to picking a reputable tour operator, here are our best safety tips.

    Planning your trip to Antarctica? Read our Antarctica Trip Cost – Ultimate Guide

    Choosing a Tour Operator for Antarctica

    We know that Antarctica is safe to travel. But is Antarctica safe to travel as an independent tourist? Can you visit the continent without expedition guides?

    Even if you obtained the necessary permits from the Antarctic Treaty, DIYing a trip to Antarctica as a casual traveler is very expensive and potentially dangerous. So it’s not the wisest thing to do.

    Antarctica doesn’t have commercial flights, hotels, or stores. So, without a tour company or an Antarctic cruise, you would have to charter your private ship, bring your provisions, and find a place to stay, which is nearly impossible.

    Worse, in case of accidents, you’re responsible for rescuing yourself.

    That’s why booking a tour operator is compulsory when visiting Antarctica. They will provide everything you need, from getting permits to preparing meals.

    Be sure to pick the right operator. They must be registered with the International Association of Antarctica Tour Operators (IAATO) and have a comprehensive emergency evacuation plan.

    Crossing the Drake Passage

    There’s a misconception that getting to Antarctica is frighteningly complicated. While it’s not easy, it’s not particularly hard either. The continent, after all, has become more accessible to tourists in recent years.

    Perhaps the most intimidating aspect of traveling to Antarctica is sailing across the tumultuous Drake Passage.

    The Drake Passage is infamous for being dangerous, mainly because of its strong winds, powerful currents, and huge waves. Plus, there’s no land nearby.

    So, we can’t blame people for asking the question: is Antarctica safe to travel to? But there’s nothing to worry about.

    All modern-day expedition ships can withstand the Drake Passage and the rough seas of the Southern Ocean. They also have state-of-the-art weather tracking systems run by an expert expedition team.

    Additionally, the Drake Passage is typically calm during the Antarctic summer months of October to February. In most cases, the only discomfort tourists experience is seasickness.

    Most tourists travel to Antarctica by cruise ship from Ushuaia, Argentina, the southernmost city in South America.

    If you want to skip traveling through the Drake Passage, fly to Punta Arenas, Chile, and then sail to King George Island. Another option is to board an Antarctic cruise ship from New Zealand’s South Island or set sail from Hobart, Tasmania in Australia.

    Drake Passage Waters In Antarctica
    Modern expedition ships are built to handle the Drake Passage.

    Extreme Weather Conditions

    The White Continent has harsh and unpredictable weather, with strong winds and temperatures that could drop below −43 °C. Even at the height of the summer months, daily temperatures hover between -2°C and 8°C.

    Rest assured, there won’t be any severe blizzards during the Antarctic summer, which is the only season tourists can visit. Still, the cold can be dangerous.

    Be sure to stay warm by wearing the proper clothing, such as a windproof jacket, waterproof pants, and insulated boots. We also recommend you bring a dry bag to store your valuables during shore landings.

    You can check with your tour operator about what essentials to bring. They often provide a complete packing list to ensure you’re safe, well-prepared, and comfortable on your trip.

    The weather and rough seas can also affect your schedule. Expect possible last-minute changes to your itinerary.

    The remoteness of Antarctica

    As one of the most secluded places on Earth, Antarctica seems cut off from the rest of the world.

    Don’t expect cafes or restaurants. Neither are there hospitals or clinics, though there are medical facilities at some research stations.

    While communications in Antarctica have slightly improved over the years, phone service and Wi-Fi access are still severely limited. Often, these are only available at research stations.

    However, your tour operator has access to communication devices that they could use in an emergency. You may even be able to connect to the internet onboard your cruise ship, but only for light usage.

    Read more about the Best Antarctica Cruise – Ultimate Guide to Who & How

    The Wildlife

    Antarctica may have a few marine predators, but it has no natural land predators that might suddenly pounce on unknowing tourists. And no, polar bears don’t live in Antarctica.

    Antarctica’s wildlife is captivating. Mostly covered in ice, the continent is a habitat for penguins, seals, whales, and various species of seabirds.

    Are the animals in Antarctica safe to approach?

    The animals usually don’t pose any danger to humans. But still, it’s crucial to keep a safe distance when observing them. Follow the rules set by your expedition team not just for your safety but also for the well-being of the animals.

    Whales In Antarctic Waters
    Antarctica’s wildlife is truly incredible!

    The Antarctic Landscape

    Antarctica is a pristine wilderness of glistening ice sheets punctuated by towering glaciers, jagged mountains, and massive ice shelves that extend into the Southern Ocean.

    Although dramatically beautiful, the Antarctic terrain can be treacherous. Among its hazards are crevasses hidden under the snow, slippery ice, and unstable ground. These can make navigation and other activities dangerous.

    Ice and snow create a reflected glare, which can irritate the eyes or impair vision. In worse cases, it can lead to snow blindness, wherein too much UV light damages the cornea of the eye.

    To avoid untoward incidents, always follow the guidance and instructions of the cruise or expedition staff. The experts are there to keep you safe! Use footwear with good traction for safe passage and to prevent slips on icy surfaces.

    Getting ready for your Antarctica trip? Here are the Best Antarctica Books To Read Before Your Trip

    Antarctic Cruise vs. Expedition

    Your overall experience in Antarctica may vary depending on whether you pick a traditional cruise or an expedition.

    In a nutshell, Antarctica cruises cater to tourists looking for a more comfortable trip, while expeditions are ideal for adventure seekers.

    An Antarctic cruise focuses mainly on sightseeing and sailing along the coastline, with minimal shore landings. It prioritizes relaxation and typically has a fixed itinerary, such as visits to the famous South Georgia Island.

    On the other hand, an Antarctic expedition highlights exploration of the continent, with activities like hiking, kayaking, camping, snowshoeing, and zodiac excursions. Expeditions also have smaller ships, fewer guests, and a more flexible schedule depending on the weather.

    So, what does this have to do with your safety in Antarctica?

    Expeditions require more physical and mental preparation than a traditional cruise.

    Do you prefer the more demanding activities of an expedition? Or do you want a more laid-back trip, enjoying lovely views from the safety of your deck? Whichever you choose, both offer safe and life-changing experiences to travelers.

    Antarctic Cruise Vs. Expedition
    Cruises or expeditions are two amazing ways to explore the wonders of Antarctica.

    Responsible Tourism

    Antarctica harbors a delicate ecosystem which needs protection from human activity, including tourism.

    For this reason, the Antarctic Treaty, presently signed by 58 nations, requires all tourists to obtain a permit to visit Antarctica.

    The vast majority of tour operators process the permit for their guests. You don’t have to apply for it unless you’re traveling independently.

    The permit lists what you can do, where you can go, and how to treat the wildlife. It regulates tourism and minimizes human impact on the environment.

    By strictly following these guidelines, you help preserve Antarctica’s unique but fragile flora and fauna while ensuring your safety.

    In addition, refrain from taking natural objects as souvenirs. Don’t litter or deface historical sites, monuments, and research facilities.

    Please note that visiting any part of Antarctica as a tourist without a permit is illegal and could result in fines or imprisonment.

    On a side note, you don’t need a visa to visit Antarctica because no one nation owns it. But, depending on your country of origin, you may need a visa to enter transit countries, such as Argentina, New Zealand, and Australia.

    Read more about visiting Antarctica as a responsible tourist.

    General Safety Tips in Antarctica

    Antarctica may be one of the most stunning places on the planet, but it’s also inhospitable and unforgiving. Safety is crucial for a successful and unforgettable trip. That said, here are simple tips to keep in mind when visiting Antarctica:

    Travel with a Reputable Tour Operator

    Tour operators make your trip safer and more enjoyable. They also ensure travelers comply with the rules for protecting Antarctica’s ecosystem.

    A reliable tour operator has expert guides, appropriate safety equipment, and efficient emergency protocols.

    Check out our guide to choosing the best Antarctica cruise!

    Get Travel Insurance

    Travel insurance is essential when visiting Antarctica. Be sure to pick one that covers medical evacuations and health insurance.

    Though the continent is generally safe, its extreme isolation and erratic weather make it difficult to access in an emergency.

    Besides, having travel insurance gives you peace of mind, allowing you to enjoy your trip to the fullest.

    Important Note! Before you book any international trip, we honestly recommend getting travel insurance. You never know when things will go wrong, and medical bills can add up quickly if you get sick or injure yourself overseas.

    Our personal recommendation based on our own experience is World Nomads.

    Health Safety

    Antarctica’s harsh climate and extreme cold can worsen existing health conditions. Medical assistance and emergency services are often inaccessible in Antarctica.

    For this reason, you must undergo medical screening and get clearance from your healthcare provider before traveling.

    Tour operators will require this medical clearance.

    Stock up on your prescription medication if you’re taking any. Be sure you have enough for the entire duration of your trip, plus an extra supply to cover four weeks.

    Physical Preparation

    We recommend you engage in physical activities that improve your stamina and balance before exploring Antarctica. These exercises help you keep up when walking on uneven terrain and icy ground.

    Tourists joining specific excursions, such as climbing or skiing, may be asked to present a certificate of training proving their skillset. The expedition may require additional training before allowing the guest to participate in an activity.

    In addition:

    • Drink plenty of fluids to stay hydrated. The cold, dry air can dehydrate you quickly.
    • Eat well, especially energy-rich foods, to maintain stamina and keep warm.
    • Immediately inform the expedition staff, the guides, or the medics if you feel unwell.
    • Know your capabilities and physical limits. Avoid strenuous activities if you’re untrained or uncertain if your body can handle the strain.
    • Maintain good hygiene. Wash your hands to help prevent the spread of germs. 

    Read our What to Wear in Antarctica – Ultimate Travel Packing List

    Dress Appropriately

    Your worst enemy in Antarctica is the cold, which can lead to hypothermia, dehydration, trench foot, frostbite, tooth pain, snow blindness, and even altitude sickness.

    Protect yourself from these hazards by keeping warm and toasty with the proper clothing.

    When dressing for extreme conditions, layering is key. Wear thermal underwear as the base layer, polyester or fleece as the middle layer, and a weatherproof jacket and snow pants as the outer layer.

    Invest in high-quality footwear. Insulated, waterproof boots with excellent grip are ideal for walking on ice-covered terrain.

    Protect your extremities from the wind and cold with gloves, a warm hat or beanie that covers your ears, wool socks, and a scarf or neck gaiter.

    And just because Antarctica is cold doesn’t mean you can’t get sunburned. Apply liberal amounts of waterproof, sweat-proof sunscreen with at least SPF 45.

    Don’t forget the lip balm to prevent your lips from chapping.

    Also, wear polarized sunglasses or goggles outdoors to protect your eyes from reflected glare.

    Dress Appropriately In Antarctica
    Staying warm in Antarctica starts with the right gear!

    Be Prepared for Emergency

    Accidents and emergencies are unlikely to happen as long as you go by the rules and policies set by the cruise crew members or expedition team.

    Even so, you should familiarize yourself with the safety protocols of your cruise or expedition. These include knowing the evacuation plan in case of an emergency.

    It would also help to know the location of first-aid kits and emergency communication equipment.

    Navigating the Terrain

    Guides know best when it comes to exploring Antarctica, so take their lead and always follow their instructions.

    Listen to safety briefings and note which areas are a no-go.

    Never stray from the group or wander off marked routes. Cracks, crevasses, and deep holes might lie hidden beneath the snow.

    Be extra cautious of slippery surfaces and uneven ground. A trekking pole may help you keep your balance and avoid a fall.

    If you want to walk on glaciers or snowfields, you should have the proper gear and training.

    Don’t get too close to glaciers or spots with overhanging ice, which can cave in unpredictably.

    Read more: 17 Awesome Things to Do in Antarctica

    Protecting Yourself from Scams

    The Antarctic Treaty strictly regulates tourism in Antarctica, so scams are uncommon but do happen.

    Of course, Antarctica doesn’t have taxi scams or vendors selling overpriced fake souvenirs. Scamming, if it happens, will likely occur during your pre-travel preparations.

    In February 2024, a fake travel agency duped a dozen doctors from Kolkata, India, into paying for a sham trip to Antarctica.

    In a different case, scammers in Italy sold fake passports to 700 people, promising them citizenship of a made-up country in Antarctica.

    To avoid falling victim to a scam, do thorough research, read reviews, look for hidden charges, and only book through trusted agencies. Be wary of sketchy travel websites offering too-good-to-be-true deals.

    Booking your Antarctica trip with a tour operator will lower the chance of being scammed. But be sure to pick a legit company accredited with the International Association of Antarctica Tour Operators (IAATO).

    Solo Travel in Antarctica

    Yes, you can visit Antarctica as a solo traveler. And it’s safe.

    But unlike your other solo travels, you can’t explore Antarctica alone, as doing so is unsafe and irresponsible. You have to join an organized expedition or an Antarctic cruise.

    Solo traveling to Antarctica is a fantastic way to meet new people. If you’re uncomfortable with big crowds, opt for an expedition, as it has fewer guests than a cruise.

    Many expedition ships offer solo cabins for those who want privacy. Some waive the single supplement fee or the extra charge solo guests pay to stay in a room alone.

    If you don’t mind some company, there are same-sex cabins you can share with other solo travelers.

    Is Antarctica Safe For Travel Tips For Travellers
    It’s possible to travel solo in Antarctica and even team up with fellow solo adventurers.

    So is it safe to travel to Antarctica?

    Because you can only visit Antarctica with a registered tour operator and explore with expert guides, it’s actually a very safe place to travel!

    Antarctica does pose numerous risks. It is the most remote and treacherous continent on earth, after all. But this makes the island highly regulated, and you’ll never be navigating this icy landmass alone.

    You will always have trained and knowledgeable tour guides helping you along the way. Just heed their advice and take extra care to prepare for such an adventurous trip.

    But with proper planning, adherence to rules, responsible tourism, and the help of a trusted tour operator, you’re sure to have a very safe and utterly memorable trip.

    Safe travels!

    Read next: Antarctica Photos That Will Inspire Your Next Adventure

    DISCLAIMER: Some of the links in this article are affiliate links, which means if you book accommodation, tours or buy a product, we will receive a small commission at no extra cost to you. These commissions help us keep creating more free travel content to help people plan their holidays and adventures. We only recommend the best accommodations, tours and products that ourselves or our fantastic editorial team have personally experienced, and regularly review these. Thanks for your support, kind friend!



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  • Introducing Safety Wing’s Nomad Insurance Essential and Complete

    Introducing Safety Wing’s Nomad Insurance Essential and Complete


    Travel insurance: It’s not the most exciting topic, is it?

    I mean, who wants to think about hospitals and missed flights when you’re dreaming of sipping a mojito on a white sand beach or hiking through lush, green mountains? But here’s the thing: it’s also the one thing we always pack, right alongside our passports and toothbrushes.

    That’s why we love plans like SafetyWing’s new Nomad Insurance Essential and Complete. They’re built for travelers like us – affordable, flexible, and ready for those “oh no” moments you hope never happen but somehow always do.

    Get a quote for Nomad Essential or Complete now.

    Zip lining fun - our Heymondo travel insurance review
    What could possibly go wrong?

    We learned the value of travel insurance the hard way. There was that time in Thailand when I (Micki) had to spend three days in the hospital with a nasty infection. Nothing says “romantic getaway” quite like IV antibiotics and a hospital bed.

    Or the time in Greece when our son decided to turn a serene playground stop into a DIY episode of ER and ended up needing stitches in his ear.

    And let’s not forget our adventure in Quito, Ecuador, when having the addresses of the nearest hospitals literally saved us hours of panicked Googling. Spoiler alert: public Wi-Fi isn’t always your friend in a medical emergency.

    a photo from our family photo session

    SafetyWing offers two tailored insurance plans for travelers and digital nomads: the Nomad Insurance Essential and Nomad Insurance Complete.

    The Essential plan provides fundamental coverage for short- to mid-term travelers, focusing on emergency medical situations and specific travel-related incidents.

    In contrast, the Complete plan is designed for long-term travelers and remote workers, offering comprehensive health insurance that includes routine medical care, mental health support, and extended travel coverage. Both plans aim to provide peace of mind, ensuring you’re protected against unexpected events during your journeys.

    So, why do we always shell out for travel insurance? Let’s break it down.

    Walking along the beach at the Bayside Oceanfront Resort Choice Hotel

    Medical Mishaps Happen (A Lot)

    If you travel enough, odds are you’re going to run into a situation where you’ll need more than just a Band-Aid. From food poisoning to scooter accidents, life on the road isn’t all Instagram worthy sunsets and perfect gelato. And when you’re navigating an unfamiliar healthcare system in another language, having a good insurance plan is like having a cheat sheet for your worst travel moments.

    When I landed in the Thai hospital, I didn’t have to stress about the bill. It was all covered. And trust me, I’ve never been more grateful to not worry about a four-figure charge on my credit card. If you’ve ever been sick or hurt while traveling, you know how much of a lifesaver this can be, both financially and emotionally.

    Hospital room in Trang Thailand 2003
    My hospital room in Thailand

    About SafetyWing’s Nomad Insurance

    SafetyWing’s Nomad Insurance offers two distinct plans tailored to meet the diverse needs of travelers and digital nomads: the Essential Plan and the Complete Plan.

    Who Are These Plans Designed For?

    • Essential Plan: Ideal for travelers embarking on short to medium-term trips who seek essential coverage for unforeseen medical emergencies and specific travel-related incidents.
    • Complete Plan: Suited for long-term travelers, digital nomads, and remote workers desiring comprehensive health insurance that includes both emergency and routine medical care, as well as extensive travel coverage.
    Dad and the kids in Pamukkale, Turkey
    Charles and the kids in Pamukkale, Turkey

    Nomad Insurance Essential Plan

    The Essential Plan is designed for travelers seeking fundamental coverage during their journeys. It’s ideal for short- to mid-term trips and provides protection against unexpected medical emergencies and certain travel-related incidents. Key features include:

    • Medical Treatment and Hospitalization: Coverage up to $250,000 for hospital stays, nursing care, diagnostics like MRIs, emergency dental treatments (up to $1,000), and extended care post-hospitalization.
    • Emergency Evacuation: If you require transfer to a better-equipped medical facility, the plan covers up to $100,000 (lifetime) for evacuation.
    • Lost Checked Luggage: Reimbursement of up to $500 per item, with a maximum of $3,000 per policy, for lost checked baggage.
    • Injuries from Leisure Sports and Motor Accidents: Coverage up to $250,000 for injuries sustained during leisure activities and motor accidents, provided safety protocols are followed.
    • Trip Interruption and Travel Delay: Up to $5,000 for trip interruption due to family death and $100 per day for up to two days for unplanned overnight stays due to travel delays.

    It’s important to note that the Essential Plan does not cover pre-existing conditions, maternity care, or cancer treatments. Additionally, coverage for visits to your home country is limited.

    Get a quote for Nomad Essential or Complete now.

    https://www.youtube.com/watch?v=IeATUyapZn4

    It’s Not Just About Health

    Travel insurance isn’t just for medical emergencies. Missed flights, stolen backpacks, or even trip cancellations, a good plan can cover it all. Imagine this: You’re at the airport, ready to board your dream flight to Bali, and suddenly you’re told there’s a mechanical issue. Your flight’s delayed by 12 hours, and you’re stuck. With the right insurance, you’re not paying for that last-minute airport hotel out of pocket.

    Or what about that time in Ecuador? We weren’t just relieved to have hospital addresses, we also had support to guide us on where to go, what to do, and how to handle it all. That kind of help is priceless when you’re far from home.

    Jordan Buried in the Sand Mamitas Beach Playa del Carmen

    Nomad Insurance Complete Plan

    The Complete Plan is tailored for long-term travelers, digital nomads, and remote workers who desire comprehensive health insurance combined with extended travel coverage. This plan offers more extensive benefits, including:

    • Medical Treatment and Hospitalization: Enhanced coverage up to $1,500,000, encompassing hospital stays, nursing care, diagnostics, emergency dental treatments (up to $1,000), and extended post-hospital care.
    • Emergency Evacuation: Similar to the Essential Plan, it provides up to $100,000 (lifetime maximum) for evacuation to better-equipped facilities.
    • Lost Checked Luggage and Stolen Belongings: Reimbursement of up to $500 per item for lost luggage and up to $5,000 for stolen personal belongings.
    • Injuries from Motor Accidents: Coverage up to $1,500,000, with adherence to safety guidelines.
    • Injuries from Leisure Sports: Coverage up to $250,000.
    • Trip Interruption, Travel Delay, and Cancellation: Benefits include up to $5,000 for trip interruption, $150 per day for up to three days for travel delays, and $300 per trip (up to $600 per year) for trip cancellations due to unforeseen circumstances.
    • Routine and Preventative Care: Coverage of up to $5,000 for doctor and specialist visits, $300 for routine check-ups and preventative care, and wellness therapies such as chiropractic sessions and acupuncture.
    • Cancer Treatments and Maternity Care: Comprehensive coverage for cancer treatments up to $1,500,000 and maternity care with a $2,500 limit after a 10-month waiting period.

    The Complete Plan also excludes pre-existing conditions and requires applicants to be between the ages of 18 and 74.

    Get a quote for Nomad Essential or Complete now.

    Bukittinggi Indonesia

    How Can These Plans Help?

    Both plans offer financial protection and peace of mind during your travels. The Essential Plan ensures you’re covered for unexpected medical emergencies and certain travel mishaps, preventing potential financial burdens. The Complete Plan provides an all-encompassing safety net, covering both emergency situations and routine healthcare needs, making it a suitable replacement for traditional health insurance while you’re abroad.

    By choosing the plan that aligns with your travel style and healthcare needs, you can focus on your adventures, knowing that SafetyWing has you covered.

    Playing in the hammock at Victoria House Belize

    Peace of Mind is Priceless

    Let’s be real: Travel is unpredictable. That’s part of what makes it amazing, but it’s also why insurance matters. We love knowing that no matter where we are or what goes wrong, we have a safety net. And with plans like SafetyWing’s Nomad Insurance Essential or Complete, it’s easier (and cheaper) than ever to protect yourself.

    So, do you really need travel insurance? Well, ask yourself this: Can you afford not to have it? After our adventures, I can tell you, it’s one investment we’ll never skip. And honestly, having that peace of mind makes our mojitos taste even better.

    Get a quote for Nomad Essential or Complete now.



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  • Important Safety Factors to Consider When Traveling Solo

    Important Safety Factors to Consider When Traveling Solo


    Solo traveling has become increasingly popular over the years, with more and more young adults deciding to go off into the world by themselves. Many of these individuals would say the experiences has improved their lives greatly and added essential character to their personalities. But what do you need to know before traveling solo?

    There are many factors that potential solo travelers should know beforehand. This can include anything from costs of traveling to making friends in a foreign country. However, you should also be aware of the factors that will keep your safe while you explore unfamiliar destinations.

    In this post, three of the most important safety factors have been listed to ensure you are adequately prepared when you head off on your solo trip.

    Do Your Research Beforehand

    To begin your research, you should look online. Although a Google search will unveil lots of useful information, many people forget what social media has to offer. There are many Instagram travel accounts that can provide helpful details for different destinations, including popular solo travel countries like Australia, Croatia, Iceland, and Japan. These accounts will provide ideas on accommodation, activities, and locations to visit.

    Once you have a better idea of where you would like to go and what you would like to do, you can then determine if these locations are suitable for solo traveling. This goes further than just ensuring you will be safe in the country; you might even be concerned about being the only solo traveler in an area that is filled with couples, families, and groups.

    Another aspect to research is whether you will need a visa to visit your preferred country. This will often depend on how long you plan on staying in that country. For example, a tourist visa will allow you to stay in Australia for up to three months, while solo travelers should receive a Visa on Arrival (VOA) when entering Indonesia that is valid for 30 days. You can check with the embassy of your destination to receive advice on what visa, if any, is required.

    You should also research accommodation options, common scams and dangers, transportation, and such before finalizing your decision.

    Ensure You Have Suitable Insurance for Your Trip

    After researching your destination and finalizing your booking, you will need to select the correct type of insurance for your requirements. Solo traveling can cause a few challenges to occur, and having insurance is one of the best ways to protect yourself from unexpected scenarios, such as baggage loss, illness, injury, natural disasters, theft, and unexpected cancellations. No one wants to imagine being the victim of these situations, but it is entirely possible.

    When selecting your insurance, you should consider the length you are traveling for. Some ordinary vacation travel policies will only last a week to ten days, which might not be enough if you are planning on exploring a new country for a month or more. If you travel more frequently to different destinations, then opting for an annual policy might work better for you. You should also ensure your insurance policy will cover accidents and injuries that happen during bungee jumping, kayaking, and other activities.

    You might also want to consider the cost of the policy before deciding which plan to go for. The cost of your international travel medical coverage will be affected by multiple factors, like your age, your chosen deductible, add-ons, etc. Most insurance policies will range from $40 to $60 per month, which is often more cost-effective than paying for each day, although this might increase if you have a pre-existing medical condition.

    Share Your Plans with Someone at Home

    Creating a travel itinerary before you begin your travel can be a useful task. Not only does this allow you to ensure your days are packed with activities and you have enough in your budget, it also helps you to prioritize your safety. This is done by sharing your itinerary and travel plans with a family member or friend who is back home. The details you should share include flight details, accommodation, and destinations you’ll be visiting.

    The best way to create your itinerary is through a Google document. This means it can be edited through your phone as your travel and other people back home can access it and see the changes as they come through. The instant updates are great for ensuring you are safe at a distance. As your family member or friend cannot check up on you in person, they will see you have been active and can rest easy knowing you are safe.

    For women who are solo travelers or would like to experience solo traveling, this is a very important tip to remember. A study found that 88% of women said they were somewhat threatened or felt unsafe while traveling, which goes to show the scope of this issue.

    Traveling solo can be a great method of self-discovery. It has proven to be a good way for individuals to experience personal growth and boost confidence, although it is advised that people complete the required preparations before heading off on a trip. This post has outlined some of the most important factors you should consider to ensure your solo travels are enjoyable and safe.



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