برچسب: Traveling

  • Traveling for (Almost) Free: A Guide to Rewards Flights

    Traveling for (Almost) Free: A Guide to Rewards Flights


    The number of calls I’ve gotten from friends and family members lately asking me to help with using credit card points for flights is at an all-time high. You should have a workshop, they say. We’d pay to have you figure this out for us, they tell me.

    But look, I’m not going to charge them—or you—but I will share all my secrets here. It’s taken me awhile to figure out the process, and it’s a bit like travel Jenga if we’re being honest. If you do find this content helpful, I’d appreciate you use the embedded links to open credit cards or subscriptions, as it continues to help me provide these resources free of charge to you.

    How to travel to Thailand on credit cards points

    This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers.

    Quick resources for booking flights

    How to find rewards flights

    People think that opening a credit card and earning the sign-up bonus is all you have to do, and rewards flights will just materialize. Wrong! Obviously, you need the points first, but each airline varies in how much inventory they have open for awards seats and the amount of points needed to book (which also depends on time of year you’re traveling, class of service and route, among other things). One service I love that makes this process easier is Point.Me, which lets you load in all your credit card points and figures out flights for you based on which points you have (Ultimate Rewards, Membership Rewards, Bilt Reward, etc.). You can then sort by lowest points, quickest flights or your personal credit card/airline loyalty programs.

    How to use Point.Me to find rewards flights

    It’s how I found our flights in a very complicated itinerary to Qatar and onto Thailand—we flew in suites all the way around the world and just paid a total of $200 out of pocket for taxes—and it’s well worth the subscription fee. But if you don’t want the ease of a service to do it for you, here’s what you need to know as you start the process of using credit card points for flights.

    Flying business class on points

    You have to put in the research

    Once you have your destination in mind, the first things to research are 1) what airlines fly there from your home airport and 2) do your credit card points transfer to those airlines? For example, Chase Ultimate Rewards points transfer to United, KLM and AirFrance, while American Express Membership Rewards transfer to Delta (and no one transfers to American, ha). I find this chart from In Points We Trust a helpful one to reference quickly when I’m doing my flight searches.

    Finding rewards flights: using credit card points to fly for free

    When finding reward flight availability, you may have to reposition to a larger airport (i.e. book a separate flight to a larger airport with better airlift). Being based out of Nashville at BNA, I do a lot of this—I often fly for cheap or use my Companion Pass to get to other cities like D.C., Atlanta, Newark or even JFK to begin my journey, then book my round-trip international airfare out of those hubs.

    Once you have an idea of what routes go where, then you can start plugging and playing on the airline websites. You’ll usually need a frequent flier account to search rewards availability, so go ahead and sign up for the airline(s) you think you may be flying so you’ll be one step closer. After you have an account, you can plug in your dates or date range, then start looking at availability and pricing. For many airlines, this means checking a box that says “use points” or “rewards flights.” And if the airline (like United, pictured here) offers a calendar by the month, it’s worth checking to see what days have the cheapest rewards availability to your destination.

    Finding rewards flights: using credit card points to fly for free

    Sometimes, I find it easier to search awards availability on the airline’s app, so if you’re finding the browser experience clunky, considering downloading the app instead. The 300 level of using credit card points to fly for free is learning what alliances (e.g. Avios, Flying Blue, etc.) you can transfer to—and also what airports to avoid connecting through as they charge an exorbitant amount of taxes (I’m looking at you, Heathrow)—but that is a topic for another day once you’ve got the basics down.

    This is important: You’re always going to want to transfer points to that airline’s site versus booking through the credit card portal, which often costs five times the points as transferring directly to the airline, not to mention has fewer routes available.

    If you find a flight for, say, Qatar Airways that requires 140,000 points, then—and only then—is it safe to transfer the points over from your credit card to that airline account and book the flight stat. Points transfers often are instantaneous but sometimes can take up to 72 hours, so don’t fret if you don’t see them in your airline account right away. And if an airline allows you to hold the seat—which often is something you’d have to do via calling—absolutely take them up on that.

    You have to book early

    For our Thailand trip this year, I booked my flights 11 months out, and the same for our Australia trip coming up this winter. Do you always have to be looking that far out? If you want to fly business, the answer is generally yes. Economy availability is usually more plentiful, but business class has limited inventory because the airlines want the cash for those expensive seats.

    How to travel to Thailand on credit cards points

    Airlines typically release flights around 330 before departure. If you’re flying international and want to use points for business class seats, I suggest you book as close to that release date as possible.

    You have to be flexible

    You can’t have dates set in stone when you need to leave and arrive and expect to find points flights that magically align with that dream. After I have a general idea of where I want to go—like the year and season, for example—and how many days I want to be gone for, I’ll start tracking prices on Google Flights (if I’m paying out of pocket), including setting up price alerts, and watching rewards availability like a hawk (if I’m using points). This is a time-consuming hobby, make no mistake.

    If you have the flexibility to travel with a few weeks’ notice, you can definitely make out well using points for flights. For example, I just saw a lot of award availability open up to Europe for next month! The points game is great for Type A travelers like me who plan their travels a year out, as well as fly-by-the-seat-of-their-pants jetsetters who have the flexibility to up and go on a whim.

    I also subscribe to many different newsletters like Going and 10xTravel—I recommend the paid subscriptions for both—which give me heads up about short sales, awards flight availability and more.

    Also know going into this process that many holidays or high season periods will likely be sold out or blacked out—or, on the flip side, you’ll have to spend a premium of points, meaning it might not be worth it to use your hard-earned points on that specific trip. I typically find I get the best bang for my buck using credit card points for flights when I’m traveling outside of the big travel seasons like summer and November/December.

    My favorite credit cards for earning travel points

    I have an entire blog post on earning points with credit cards that I update often, but these are my top three cards for earning points on travel pretty much always:

    Each of them has different benefits, but all of them come with lounge access, which I use the heck out of.

    Top ways to earn points toward flights

    Beyond opening credit cards, getting the sign-up bonuses and using those cards for key categories, there are other things you can do to make sure you’re getting the maximum points.

    Link your Rakuten to your AmEx account

    The number one—read this: NUMBER ONE—way to rack up additional Membership Rewards points is by signing up for a free Rakuten account, then linking it to your American Express card. I’ve found my points through cash back are way more valuable than a few dollars each cycle.

    How to earn more American Express points

    You can only do this if you have an AmEx account. Sorry, Chase and Cap1 card holders. Explore my favorite AmEx card here.

    Check your offers regularly

    No matter which card you have, there will be an offers section in your dashboard. I routinely browse them and add any ones—like LuluLemon, Marathon gas, Hilton, etc.—to my offers, that way if I spend money with any of those businesses and meet the criteria, I’ll either earn additional points or cash back. AmEx, in particular, often has points deals for Amazon purchases. You just have to make sure you (obviously) use that card when shopping at the business.

    How to earn more Chase points

    Refer your family and friends

    Once you have opened credit cards, using your referral link when friends and family open the same card can be helpful in accruing additional points you can use toward travel. And bonus, you didn’t have to spend a dime to do it either!

    Any other questions on using credit card points for flights? This is just the tip of the iceberg, but should get you going as you work toward your master’s degree in rewards travel.

    Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.



    Source link

  • Tools, Tricks & Websites I Use for Traveling

    Tools, Tricks & Websites I Use for Traveling


    For me, the most exciting part of any vacation often is the trip planning aspect. The second my husband or I dream up a potential destination, I’m compiling Airbnb recommendations, flight alerts flagged and a rough itinerary outlined within hours. If trip planning is something that overwhelms you, however, pull up a chair and I’ll give you a peek behind the curtain as to my process—here are the travel tools and websites I use as a jumping off point for any vacation.

    This post was last updated in February 2025.

    And if you’re just here for a greatest hits list of travel tools, here’s a round-up of sites and tools I swear by:

    How I start trip planning

    For me, every trip starts with finding the best flight deal, which helps me figure out when I want to travel. Generally, I have a good idea of the time of year, but my dates are fairly flexible, which is why I love that many airlines now have flexible search calendars.

    Southwest low-fare calendar

    Note: When using credit card points for flight redemptions, particularly overseas, it’s imperative you have flexibility within a certain date range. We’ve started targeting a month we want to travel about a year out, then planning our actual dates around the best rewards flights availability (lowest cost and best route). This is how we’ve traveled for extremely cheap to Thailand, Qatar, Australia and Hawaii the past three winters!

    Related post: How We Went to Hawaii on Credit Card Points

    Tracking flights

    I typically prefer traveling in the off-season or shoulder season because that means less crowds and cheaper prices, but sometimes—like our summer trip to Europe with our niece—timing just isn’t that flexible, which is why flight alerts and tracking are my jam. I start tracking flights anywhere up to a year before a trip I’m considering.

    How I Plan a Trip: Tools and Websites to Use

    Any frequent traveler will tell you that Google Flights is king, and I’m not going to steer you any differently. This is always where I begin my flight search: first by entering the route I want, entering approximately how long I’d like to travel, then using the flexible calendar feature to decide on the cheapest days for my trip.

    How I Plan a Trip: Tools and Websites to Use

    Then, I set up a flight alert so I get an email if that flight route goes up or down in price before I book it. Google Flights will also tell you if the price is high for that time or typical, which I find helpful as it gives me a good guideline to know if I should wait for the price to go down or book when I find it’s normal or cheaper than average.

    How I Plan a Trip: Tools and Websites to Use

    Important to note: Once you find the best flight for your trip, go to the airline’s website and book directly. Google Flights sometimes will show rates for OTAs (online travel agencies) like Expedia, and it’s never smart to book a flight via a third party, at least if you’re flying overseas and doling out thousands of dollars. (If it’s a $100 flight for a one-hour route from you, then by all means, tempt fate!

    I’m of the mindset that you should book flights as far out as possible, especially if flying at peak times like holidays, but often the rule of thumb is to book six months before an international flight and one to four months before a domestic. That said, there’s no hard-and-fast “when is the best time to book flights?” answer anymore, so if you find a good deal that matches your budget, jump on that.

    I’ve also been subscribed to the Going newsletter (formerly Scott’s Cheap Flights) since the very beginning of this flight alert email, and I love this free version for finding great air deals. It’s why we wound up going to Holland a few years back and why we were in Iceland on another cheap flight the following winter when $400 airfare landed in my inbox. I’ve never booked a flight so quickly!

    How I Plan a Trip: Tools and Websites to Use

    Related Article: 13 Tips to Help You Survive Travel This Summer

    Finding lodging

    Before I pull the trigger on my flights, I then cross-reference my dates with lodging availability; usually finding something isn’t an issue unless you’re going to, say, Africa (which we’re doing in the spring!) where lodges are scarce and you truly need to book your accommodation 10 to 12 months out.

    How I Plan a Trip: Tools and Websites to Use

    How cute was our chalet in Switzerland?

    I’m an Airbnb girl despite my recent frustrations with them, but not everywhere in the world has a large selection of Airbnbs available; I find this particularly true for coastal and rural regions of the South. Booking.com has become my other go-to resource for lodging, especially overseas, as it consolidates hotels and vacation rentals. I’ve used it several times on U.S. vacations in the past couples years, too, as I’ve found the same listings on there as on Airbnb, only Booking charges a much lower service fee.

    Booking rental cars

    When traveling domestically, I’m typically loyal to Enterprise as I have a business account with them that gives me certain perks and cash back, but overseas where rental cars vary dramatically is another story. On recent trips, I’ve been using DiscoverCars.com to find the best deals on rental cars. Most recently, we rented a car in Switzerland for $966 for one week, whereas it was $1800 or more directly through the rental car companies. I pre-pay with this option and always put it on one of my travel cards that also includes insurance coverage so I can decline that at the car rental window.

    How I Plan a Trip: Tools and Websites to Use

    Figuring out things to do

    I use Google Images, friends’ travel blogs and social media to figure out what I want to do in whatever destinations I’m visiting. I typically have a list of several free or low-cost options that make the final itinerary, then budget for one big-ticket item like the helicopter ride in Iceland or a train ride to the top of Jungfrau in Switzerland.

    Train Ride to the Top of Jungfrau in Switzerland

    My go-to booking sources for tours has been Get Your Guide for years (especially ever since Viator did me dirty). I find that, in many cases, the price is lower than if I were to book the attraction outright, and I’m always all about saving a dollar or 10.

    Buying insurance

    The only time I take out a separate insurance policy is when I’m doing a big trip like our safari next spring, for which I took out a trip insurance plan for SVV and me through World Nomads. Otherwise, I book all my trips on my AmEx Platinum and Chase cards (more on that later), each of which carries specific insurance and coverage for trip delays, trip interruptions, delayed baggage and more.

    Other resources to help my trip plan

    How I use credit card points to travel is an entire series of posts of its own. I’m a big proponent of the Chase Sapphire cards and the American Express suite of cards (I have the Plat, Biz Plat, Gold, Biz Gold and Blue) for anyone who wants to accrue points quickly and use them for flights and hotels. Not only do I get the points for purchases I’d already make, but all of my cards have so many add-on benefits that they quickly even out with the cost of the annual fee.

    AmEx card benefits

    In the past year I’ve been getting serious about making my miles go even further; it turns out the more I study, the less I know, so I frequently refer to a host of points blogs and Facebook groups that have helped me learn the churn and burn of travel credit cards. Some of my favorites are 10x Travel, One Mile at a Time and The Points Guy. I also use Credit Karma and Mint, both free, to monitor my expenses and various credit cards, as well as the Rakuten plugin for cash back on pretty much every purchase I make online.

    It’s definitely a lot of work, making charts and budget spreadsheets and referencing various sources before booking a trip, but I like to think it saves me a lot of money in the long run, so it’s completely worth the hours spent learning these various platforms! If you have any specific questions about my trip planning process, drop them in the comments.


     

    PIN IT! SAVE THIS POST FOR LATER



    Source link

  • 10 Tips To Secure Your Home While You’re Traveling

    10 Tips To Secure Your Home While You’re Traveling


    Traveling is an adventure that everyone loves, but the constant worry about the safety of your home can sometimes overshadow the joy of the trip. Whether you’re away for a weekend or an extended holiday, it’s crucial to ensure your home remains as safe as if you were there. 

    Here are some expert tips to help you protect your home while you’re exploring the world.
     

    1. Upgrade And Regularly Check Your Security System

    Perhaps the most obvious, yet most overlooked aspect of home security when traveling, is having a reliable security system installed. Not only should you invest in one, but also routinely check it for functionality. Modern systems come with an array of features such as motion detectors, door and window sensors, and remote access through mobile apps.

    Before heading out, ensure all sensors and detectors are working correctly. 

    Also, it’s a great idea to familiarize yourself with the different codes that control the system. For those using Honeywell security systems, for instance, check out Honeywell System Codes. By understanding these codes, you can quickly disable or arm the system, reset it, or even share a temporary code with someone you trust without compromising your primary security code.
     

    2. Use Timer-Based Lights

    Burglars are more likely to break into a house that appears unoccupied. Using timer-based lights can simulate presence even when you’re miles away.
     

    Set up timers for different rooms, ensuring they turn on and off at realistic intervals. Don’t forget the occasional porch light or television for a more genuine effect!
     

    3. Don’t Broadcast Your Trip

    While it’s tempting to share your adventures on social media, doing so can inadvertently invite unwelcome guests. If possible, wait until you return to post about your trip. Moreover, limit the number of people who know about your travel plans.
     

    4. Redirect Or Hold Your Mail

    A full mailbox or piled up newspapers is a clear sign that the homeowners are away. Before your trip, ask a trusted neighbor to collect your mail or, better yet, use mail holding services from your local post office.

    5. Secure All Windows And Doors

    Before leaving, conduct a thorough check to ensure all windows and doors, including those on the upper floors and the basement, are locked securely. It’s also wise to invest in deadbolt locks for an added layer of protection.
     

    6. Seek Help From Trusted Neighbors

    Good neighbors are invaluable. Inform a trusted neighbor about your plans and ask them to keep an eye on your property. They can also help by parking their car in your driveway occasionally, further giving the illusion of occupancy.
     

    7. Hide All Valuables

    If a burglar does manage to enter your home, ensure that they find nothing of value quickly. Lock away jewelry, electronics, important documents, and other valuables in a safe or well-concealed area.
     

    8. Keep Your Yard Maintained

    An unkempt yard can indicate absence. If you’re going on an extended trip, hire someone to mow your lawn, trim bushes, and clear the driveway, especially in snowy conditions.
     

    9. Turn Off The Main Water Supply

    Although this might seem unrelated to security, a flooded home due to a burst pipe is the last thing you want to return to. By turning off the main water supply, you mitigate the risk of water damage.
     

    10. Use Technology To Your Advantage

    Invest in smart home devices that allow remote monitoring. Doorbell cameras, for instance, allow you to view and communicate with whoever is at your door from anywhere in the world. Other gadgets notify you if unusual movements are detected in your home.

    Conclusion

    Traveling should be a time of relaxation and exploration, not constant worry about home security. By implementing the above strategies, you’ll not only deter potential burglars but also enjoy peace of mind during your adventures. With a little preparation and the right precautions, you can ensure that both you and your home remain safe, no matter where in the world you are.



    Source link

  • Tips for traveling Kazakhstan in 2025

    Tips for traveling Kazakhstan in 2025